Personal Savings

Whether your untouched savings are for a planned Finger Lakes wine tour excursion or simply for a rainy day, our simple Personal Savings account can help make either possible. Enjoy competitive interest payouts on every dollar deposited.

Avoid the low $6 quarterly service charge with ease — simply maintain a $100 minimum average quarterly balance. Get started with as little as $100 today, then think of every deposit thereafter as one step closer to your goals.

  • Set aside for a rainy day or something specific
  • Competitive interest on entire balance
  • Avoid the $6 quarterly service charge by maintaining a $100 minimum average quarterly balance
  • No monthly service fee for account holders who are minors*
  • 20 free withdrawals per quarter; $3 per withdrawal in excess thereafter
  • Free online banking
  • Free eStatements with check imaging
  • $100 minimum deposit to open

*A parent or legal guardian must jointly be on the account for account holders under the age of 18.