Personal Checking

The best things in life are free — making free Personal Checking from Bank of the Finger Lakes a welcomed commodity. Get everything you need in an account, including unlimited free checking privileges, free online banking, mobile banking, and eStatements — plus, 4 non-bank-owned ATM fee reimbursements per month.

At the same time, steer clear from what you want less of — fees. Personal Checking gives you just what you need, minus the monthly service fee.

  • Simplified checking solution
  • No monthly maintenance fee, no per transaction fees
  • Unlimited checking privileges
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements with check imaging
  • Free Visa® debit card with secure EMV chip
  • 4 surcharge reimbursements at non bank-owned ATMs per month
  • Deposit checks, transfer funds, pay bills, and make person to person payments right from the convenience of your smartphone
  • Apple Pay capability for iPhone users
  • No minimum deposit to open