Home Mortgage Loans

Feel right at home with Bank of the Finger Lakes. When it comes to your dreams of homeownership, we offer a wide range of accommodating repayment options and specialty financing programs to see them effectively through.

Whether for purchase, refinance, or construction, count on competitive rates and trusted expertise by advisors familiar with local real estate standards. Plus, we handle all decision-making and processing locally — keeping your lending solution nearby.


Summary
  • Competitively low rates for home purchase, refinance, or construction*
  • Available for primary residence, vacation homes, and investment properties
  • Various repayment terms available to meet your needs
  • A wide range of financing programs available:
  • Conventional Loans
  • Balloon Loans
  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Free pre-approval or pre-qualification available for increased confidence and buying power
  • Mortgage advisors with working knowledge of the local real estate industry
  • Free 360-degree mortgage analysis, identifying the best, money-saving solution for you
  • Quick and easy application process – apply online in as few as 20 minutes!
  • Local, Finger Lakes region decision-making and processing
  • Focused, customized attention from start to finish

*Subject to credit approval.

Getting Started

Whether you're seeking to learn more or you're ready to apply online, visit our comprehensive Mortgage Center or contact a helpful Bank of the Finger Lakes representative for your next steps.